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January 6, 2009 | Privacy Notice

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Financial Services Subsidiary
	Five Star Investment Services, Inc.

Visit our new Greece branch – Now Open!
The Greece branch is located in Ridgemont plaza on West Ridge Road. The location is one of two 5500-square-foot Rochester area branches, the second at 765 Calkins Road in Henrietta; which opened in September. The new branches will serve a growing number of customers in the Rochester Metropolitan Area. A full range of consumer and business banking services are available at the new locations. In addition, the branches offer customers 24-hour ATM access, and convenient lobby hours. The new branches create an additional 12 jobs, and follow the opening of a Five Star Bank loan center in Pittsford in 2007.

Small Business Services
	At Five Star Bank, we know that running a small business is a big deal. That's why we offer a full range of products and services specifically designed to make running your small business a little easier for you. See your local Branch for more details!

NetExpress Teller
	Sign up for Five Star Bank's Internet Banking today! More Information...

Electronic Banking Services
	Everyone has a life full of unique challenges. That's why we offer a full line of electronic banking services. They're so convenient and easy to use, they can help make you turn your dreams into reality. With NetExpress Teller (Online Banking), 24-Hour Touchtone Banking, the extensive Branch & ATM Network and your Visa Check Card, Five Star Bank makes banking easy so you have time to enjoy the most important things in life.

Stock Quote Look-Up

IMPORTANT IDENTITY THEFT INFORMATION There has been a recent “Phishing” scam, which involves the name NETeller. Please do not confuse this scam with Five Star Bank’s Online Banking Service, NetTeller. Please notice; our Online Banking Service has two “t”s in the title. Our NetExpress Teller and NetExpress Business Products were not a part of this scam.

“Phishing” scams are unfortunately a common fraud in today’s society. Scammers have posed as legitimate sites such as eBay and PayPal with the intention of getting people to reveal account and other confidential information.

If you have any questions, please contact your Five Star Bank branch.

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Five Star Bank
55 North Main Street, Warsaw, NY 14569, 1-877-226-5578
A member of Financial Institutions, Inc., a registered bank holding company.